Insurance Fraud (Port to 3.11) 1.0.0

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If you discard any insured gear during a raid, it will come back to you with a 100% return rate.

This mod generously simulates insurance fraud in live EFT by ensuring that all discarded insured gear will return back to you with 100% return rates (imagine you hid it in a bush or something).


By default, SPT insurance works through percentage rates that are set to 75% and 85% if you insure through Prapor or Therapist respectively. This rate will still apply for all insured gear that is equipped if you die in a raid, but any other insured gear that was dropped or moved to a container outside the inventory will be affected by this mod.


The original mod: Insurance Fraud