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Disclaimer: You install this mod at your own risk.
This mod generously simulates insurance fraud in live EFT by ensuring that all discarded insured gear will return back to you with 100% return rates (imagine you hid it in a bush or something).
By default, SPT insurance works through percentage rates that are set to 75% and 85% if you insure through Prapor or Therapist respectively. This rate will still apply for all insured gear that is equipped if you die in a raid, but any other insured gear that was dropped or moved to a container outside the inventory will be affected by this mod.
The original mod: Insurance Fraud
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Version 1.0.0
- DragonX86
- 1.8k Downloads
Grish98
не работает, после установки мода не все вещи возвращаются
DragonX86 Author
Мод работает только в том случае, если вы выжили в рейде. Если вы погибли в рейде, то сработает обычная страховка игры, которая может ничего не вернуть.
Txmo177
Doesnt work for me, pretty much uninstalled every mod that could have something todo with it
DragonX86 Author
What version of the mod do you have? 1.0.1?
In what sense it doesn't work, please describe in more detail.
Txmo177
Got the version 1.0.0 Thats the only version that gets shown to me in the version tab.
Explaining is a bit weird, it changes nothing for me essentially. i die and it doesnt return anything at all, at times maybe just a helmet or something else
DragonX86 Author
The mod only works if you have survived the raid. If you died in a raid, then the usual insurance of the game works, which may not return anything.
Txmo177
Ohh i thought that it returns everything on death, my bad then
Deathpoint
Thank you for porting. Do you know what happens if the player throws things away and dies afterwards?
DragonX86 Author
Are some items not returned?
Deathpoint
Didn't tried so far, was just wondering how the mod differentiate between how an item should be returned (%-vanilla or the 100% bring back)
DragonX86 Author
I deleted the 100% refund version (1.0.1), as I suspected that there was a bug in this version that caused the therapist to not return the insured items at all. As soon as I fix it, I will revert to version 1.0.1.
Strungerman
Thank you!! I've been waiting for this mod to be updated